Guides & Comparisons

Science-backed explainers and alternative comparisons, from habits to group expenses.

HSC 60-Day Study Routine: A Day-by-Day Structured Plan

Why "I'll study a lot" fails HSC prep, and a realistic 60-day, phase-by-phase routine backed by implementation intentions and the goal-gradient effect.

The 21-Day Habit Myth: What Science Actually Says

The 21-day habit myth traces to a 1960s surgeon's anecdote, not a study. Real research (Lally et al., 2010) found habits take 66 days on average.

Splitwise Alternative for Bangladesh

Splitwise is solid, but Bangladeshi mess and trip groups need taka-first defaults and guest members. Here's the actual gap, and how rituall closes it.

Best Mint Alternatives in 2026 (Free, No Bank Linking)

Mint shut down in 2024. Here's why alternatives split into paid bank-linked tools vs. manual entry, and which one actually changes spending behavior.

Habit Stacking: Build New Habits Using Old Ones

Habit stacking anchors a new habit to one you already do automatically, borrowing its consistency. Here's the science, 8 example formulas, and common mistakes.